10 Steps to Saving a Down Payment

10 Steps to Saving a Down Payment

Saving a down payment can be a challenge. But think of it this way: if you can discipline yourself to regularly set aside funds until you have a down payment, you’ll probably have no trouble making your mortgage payments.   Here’s how to get started:   Set a...
Get Rid of Your Holiday Debt Hangover

Get Rid of Your Holiday Debt Hangover

Oh the Holiday Debt Hangover! The downside of last month’s festivity and generosity is this month’s credit card bills. You may suddenly be looking at some huge balances with no idea how to pay them off. And what’s worse, you’ll be paying anywhere from 10-20% interest...
What are Closing Costs?

What are Closing Costs?

Your mortgage is just one of the many expenses when purchasing a home. There are also a number of closing costs you must pay upfront, usually before you move in. Closing costs are the legal and administrative fees and disbursements associated with buying your home....