Is the best mortgage the one with the lowest rate?

Is the best mortgage the one with the lowest rate?

Mortgage clients always ask the same question, “I need the best mortgage rate, what rate do you offer?” While the client is always right, and I always provide the best rate and terms, I always tell them the importance of looking at the fine print when selecting a...
Thinking of Refinancing?

Thinking of Refinancing?

Here’s what you should know about Refinancing Whatever you do, please make sure you’re actually going to save some money before you refinance for a lower rate. We are currently in a time of record low interest rates compared to just a few years ago. If you...
What is a Home Equity Line of Credit?

What is a Home Equity Line of Credit?

What is a HELOC? A home equity line of credit, also know as “HELOC”, is a revolving line of credit which is secured by your home. You can borrow money up to the credit limit, which is usually a percentage of your home’s value. A HELOC is an option for borrowing on...
10 Steps to Saving a Down Payment

10 Steps to Saving a Down Payment

Saving a down payment can be a challenge. But think of it this way: if you can discipline yourself to regularly set aside funds until you have a down payment, you’ll probably have no trouble making your mortgage payments.   Here’s how to get started:   Set a...
Questions to Ask Before Getting a Mortgage

Questions to Ask Before Getting a Mortgage

When you are ready to buy a home, you may have a lot of questions. Many of these questions have to do with getting a mortgage! Before you go house hunting and start putting offers down on properties, make sure you get a mortgage pre-approval done and give some thought...