Smart Ways to Use Your Tax Refund

Smart Ways to Use Your Tax Refund

Instead of spending your tax refund on consumer goods that have virtually zero value as soon as you get them home, consider using that money to help create future financial security. Here are a few smart ways to use your tax refund:   Pay down credit card debt.  If...
What is Bridge Financing?

What is Bridge Financing?

If you want to sell your current property and purchase your next dream home, you might be concerned that the closing dates need to be on the same day.  You might be worried about losing a property if the closing dates overlap, or being put out on the street if the...
What are Closing Costs?

What are Closing Costs?

Your mortgage is just one of the many expenses when purchasing a home. There are also a number of closing costs you must pay upfront, usually before you move in. Closing costs are the legal and administrative fees and disbursements associated with buying your home....
Questions to Ask Before Getting a Mortgage

Questions to Ask Before Getting a Mortgage

When you are ready to buy a home, you may have a lot of questions. Many of these questions have to do with getting a mortgage! Before you go house hunting and start putting offers down on properties, make sure you get a mortgage pre-approval done and give some thought...
New Mortgage Rules are here to stay

New Mortgage Rules are here to stay

New Mortgage Rules as of October 17th As you may have already heard, Ottawa has dropped quite the bomb on the mortgage market with new mortgage rules. Their latest attempt at taking some risk out of the country’s housing markets has put first-time homebuyers in...