Understanding Your Credit Report

Understanding Your Credit Report

What is a Credit Report? A credit report is a history of how consistently you pay your financial obligations over time. It is created when you first borrow money or apply for credit. The companies that lend or collect money or issue credit cards (banks, finance...
Questions to Ask Before Getting a Mortgage

Questions to Ask Before Getting a Mortgage

When you are ready to buy a home, you may have a lot of questions. Many of these questions have to do with getting a mortgage! Before you go house hunting and start putting offers down on properties, make sure you get a mortgage pre-approval done and give some thought...
Why it Pays to Use a Mortgage Broker

Why it Pays to Use a Mortgage Broker

Why use a Mortgage Broker? Today’s mortgage consumers are faced with so many different lenders, with different mortgage products and different rates than ever before.  Current mortgages can be quite complicated and you really need to work with someone, like a mortgage...
Credit score – what is it anyway?

Credit score – what is it anyway?

What is your credit score? Your credit score is a number that lenders use to predict your creditworthiness.  Your credit score is basically a three-digit number that can tell credit reporting companies a lot about your borrowing habits! How is it calculated? The score...