Understanding Your Credit Report

Understanding Your Credit Report

What is a Credit Report? A credit report is a history of how consistently you pay your financial obligations over time. It is created when you first borrow money or apply for credit. The companies that lend or collect money or issue credit cards (banks, finance...
Smart Ways to Use Your Tax Refund

Smart Ways to Use Your Tax Refund

Instead of spending your tax refund on consumer goods that have virtually zero value as soon as you get them home, consider using that money to help create future financial security. Here are a few smart ways to use your tax refund:   Pay down credit card debt.  If...
Questions to Ask Before Getting a Mortgage

Questions to Ask Before Getting a Mortgage

When you are ready to buy a home, you may have a lot of questions. Many of these questions have to do with getting a mortgage! Before you go house hunting and start putting offers down on properties, make sure you get a mortgage pre-approval done and give some thought...
The Canadian Mortgage App Review

The Canadian Mortgage App Review

Are you looking for an accurate, comprehensive and easy to use app to help you estimate your monthly home ownership costs? Download the Canadian Mortgage App. This app includes all essential calculations you need to purchase a home. Plus it was ranked as the #1...
Why it Pays to Use a Mortgage Broker

Why it Pays to Use a Mortgage Broker

Why use a Mortgage Broker? Today’s mortgage consumers are faced with so many different lenders, with different mortgage products and different rates than ever before.  Current mortgages can be quite complicated and you really need to work with someone, like a mortgage...