Smart Ways to Use Your Tax Refund

Smart Ways to Use Your Tax Refund

Instead of spending your tax refund on consumer goods that have virtually zero value as soon as you get them home, consider using that money to help create future financial security. Here are a few smart ways to use your tax refund:   Pay down credit card debt.  If...
10 Steps to Saving a Down Payment

10 Steps to Saving a Down Payment

Saving a down payment can be a challenge. But think of it this way: if you can discipline yourself to regularly set aside funds until you have a down payment, you’ll probably have no trouble making your mortgage payments.   Here’s how to get started:   Set a...
Get Rid of Your Holiday Debt Hangover

Get Rid of Your Holiday Debt Hangover

Oh the Holiday Debt Hangover! The downside of last month’s festivity and generosity is this month’s credit card bills. You may suddenly be looking at some huge balances with no idea how to pay them off. And what’s worse, you’ll be paying anywhere from 10-20% interest...